3 out of 10. This is the number of retirees who do not receive the full pension to which they are nevertheless entitled. It’s no surprise that preparing for retirement is not easy. Between the various procedures, the different pension plans, the calculation methods, or even the retirement age, a lot of information, however crucial, is missing…
One thing in life is inevitable and is something that will happen to all of us here on Earth, and that thing is death. Death is the one thing that all of us, rich or poor, are sure will happen in life, and it is the finite end of one’s life and journey. This is…
When you grow old, the number one challenge you may face is certainly money-related. There are many elderly who are being exploited financially, and in this article, we will go through tips and tricks that will help caregivers and families manage their finances. Example Of Financial Issues The primary financial issue they may face is…
By taking out an insurance contract, the insurer and the insured agree to respect certain rights and obligations. However, this contract can be terminated, either on your own initiative or due to events. But why end it? This article will show you the reasons for terminating a contract and how to proceed. Refusal of a…
Have you thought about your financial goal? After each year, we seem to be witnessing new year faster than usual; when we think about it, 12 months is not that long, and most of the time it is new years eve, and we haven’t gotten to reach our financial goals as we thought we would…
Most of us dream of retirement as soon as we join the workspace, but do you know how to enjoy your retirement to its fullest? Though most of us know that a 401k is synonymous with retirement, we do not know it entails. Well, come along with us to learn more about it, because if…
Determining your annual retirement expenses and savings goals can be difficult when you still have several years left to work. Many retirement planners and retirees use the 4% rule to estimate their yearly retirement withdrawal rate to make the planning process easier. Here is a closer look at how the 4% rule works. What Is…
Even if you really love your work, there will come a day when it’s time to clock out for the last time and retire. When that time comes, you should have a solid financial plan in place. How to Plan for Retirement During your working years, your primary financial goal is to accumulate enough savings…