How to Avoid the Rejection of Your Personal Loan Application?

By nazaire

Whether it’s a financial emergency or getting out of a growing debt load, a personal loan can help in a broad range of ways. It’s the fastest way to get usable cash without having to hold valuable collateral. However, a personal loan is one of the most expensive forms of lending because no assets or banks will back…

Everything you need to know about student loans.

By nazaire

Taking on any debt isn’t ideal, and most of our parents strictly forbade us from doing this. But student loans are one of the few loans that most of us working and middle-class kids have to take to afford the ridiculous cost of a college education. Most of us bet on scholarships and other grants…

Budgeting In Your 20s

By nazaire

Most of us gain financial independence in our 20s. At the end of each month, you get your salary and you feel satisfied knowing you can spend it on the things you want. Keep in mind that financial independence comes with increased responsibility. So you will want to keep track of your expenses to be…

This is why you should open a 401k.

By nazaire

Most of us dream of retirement as soon as we join the workspace, but do you know how to enjoy your retirement to its fullest? Though most of us know that a 401k is synonymous with retirement, we do not know it entails. Well, come along with us to learn more about it, because if…

Living on a budget: The life of a broke uni student.

By nazaire

Uni life is one of the most exciting parts of any young adult’s life; it’s the time that most of us are left on our own, and we are left to hustle and experience life. Yes, you’ll go to your fair share of parties, get drunk like nobody, discover yourself, but you’ll also have to…

5 Fundamental Principles of a Successful Business

By nazaire

Whether it belongs to the primary, secondary or tertiary sector, the creation of wealth is the essence of any company. In order to achieve this objective, it implements various marketing strategies as well as an administrative and financial management policy, while respecting the regulations in force. A successful business management is conditioned by the existence…

Iponing 101: The K-Pop Fan’s Guide to Saving Up

By nazaire

Despite all the disruptions caused by the devastating pandemic, 2021 is still said to be another thrilling K-Pop year, abuzz with many satisfying K-pop comebacks. There’s no denying that BTS’ Butter, TWICE’s taste of Love and SHINee’s Don’t Call Me have reinfused zest into our quarantine lives.   However, for K-Pop fans, devotion comes at…

Understanding Quality Costing (Part 2)

By nazaire

Failing to recognize the importance of quantifying a quality problem and measuring it in terms of monetary values will only waste a considerable portion of a company’s operating budget. While there will always be some elements that can affect quality to some degree, identifying methods to improve quality is still important. Ways to Move From…

How A Bookkeeper Can Save Loads You On Payroll

By nazaire

Are you interested in outsourcing your daily financial activities to a professional as your company grows? Do you want expert advice on business processes and operations that allow you to work smarter and be more profitable? Bookkeeping is an indispensable process for every profitable business. But what is accounting? And how does bookkeeping differ from…

7 Car Insurance Secrets You Should Be Aware Of

By nazaire

It is an open secret that buying a good car insurance policy will provide a financial backup in case of damage. However, there are some other insurance secrets that the policyholder may not always know about, that may help reduce the cost of your policy. Let’s dive straight into the top 7 car insurance secrets…