Credit cards are really useful, but you need to learn how to use them properly in order not to destroy your credit score. We haven’t learned this at school because our school system online teaches us how to take tests and doesn’t teach us things like how to do our taxes and use a credit…
We’ve all heard of the word home mortgage loan at least once in our life, either when we heard our parents complaining about the monthly interest they had to pay for their mortgage or when we went to the bank. But, if you are a Gen Z or even a young Millenial, then you most…
If you just turned eighteen or are just taking out your first credit card, firstly, I would like to welcome you to the world of adulthood, and secondly, I’d like to advise you to be careful with it. Credit cards are very helpful financial tools that can get you out of a dicey situation, but…
If your reported credit score is lower than expected, there may be quick ways to raise it. Depending on what keeps it lower, you could gain up to 100 points relatively quickly. Scores in the ‘fair’ and ‘poor’ ranges of credit scores can yield significant results, allowing better access to loans or credit cards and…
A credit score is a three-digit number, typically between 300 and 900, designed to represent your credit risk or the likelihood you will pay your bills on time. A credit score is calculated based on the information in your credit report. The way your credit score is calculated and the contents of your consumer file…