How Does Consumer Credit Buyback Work?

By nazaire

To finance a project, it is often recommended to opt for a loan. It is an effective way to quickly release funds and repay them according to the borrower’s ability. However, managing credit is sometimes difficult to overcome for borrowers, which is the cause of over-indebtedness. The repurchase of consumer credit allows for alleviating this…

Top 4 Things To Know About Home Loans

By nazaire

Are you nervous about taking out a mortgage? You’re not alone in that. Consumer studies have shown that taking out the first mortgage ranks pretty high on the stress scale- right up there with a trip to the dentist or a traffic stop for speeding. Fortunately, a little knowledge about mortgages can help reduce your…

Top 3 Tax Haven You Should Know About

By nazaire

When it comes to tax havens, most of us think of TV shows where people are hiding their money in a foreign account away from their homeland. But how much do we laypeople know about them? Tax havens offer the top one percent or the super-rich the opportunity to keep their money in offshore accounts,…

3 Things You Need To Know About Home Mortgage Loans

By nazaire

We’ve all heard of the word home mortgage loan at least once in our life, either when we heard our parents complaining about the monthly interest they had to pay for their mortgage or when we went to the bank. But, if you are a Gen Z or even a young Millenial, then you most…

How Does Credit Work?

By nazaire

More and more youngsters are thinking about buying a home, a brand new car, or investing in a business, and that’s where credit gains its importance. Not only is it important, but it is also important for you to know what it takes and how it works. What is ‘creditworthiness’? You will want to keep…

5 Benefits of Living Without Credit

By nazaire

As we discovered in a previous article, which you can read here, it is quite possible to live without credit, without impacting your ability to enjoy the finer things in life. Now that we know that you can rent or buy a house, travel and much more without the help of your credit card, let’s…

Is It Possible to Live Without Credit?

By nazaire

Have you ever stopped to consider what life could look like if your major life decisions (and purchases) didn’t revolve around your credit score? This article looks at how you can get through life without ever needing credit – successfully. Buying a Home Don’t have a credit score? Good. Despite what everyone says, you don’t…

This is how you can stop your spending habits

By nazaire

As adults, no one can tell us how we can and can’t spend our money, so it is very easy for us to overspend and spend it on dumb and necessary items. And your honor, I plead guilt to this, I have gone on my fair share of spending sprees, and during most of them,…

Everything you need to know about student loans.

By nazaire

Taking on any debt isn’t ideal, and most of our parents strictly forbade us from doing this. But student loans are one of the few loans that most of us working and middle-class kids have to take to afford the ridiculous cost of a college education. Most of us bet on scholarships and other grants…

6 Ways to Build Credit Fast

By nazaire

If your reported credit score is lower than expected, there may be quick ways to raise it. Depending on what keeps it lower, you could gain up to 100 points relatively quickly. Scores in the ‘fair’ and ‘poor’ ranges of credit scores can yield significant results, allowing better access to loans or credit cards and…